We Can Help You Get Funds In Place So You Can Soar
Financing

Financing

We Can Help You Get Funds In Place So You Can Soar
OC Flight Lessons and Stratus Financial have partnered together to bring students financial security during their training. It is no secret that flight training is expensive. Having the option to finance your training gives students the opportunity to focus on their training instead of working a full time job or asking family members for a loan. Some of the benefits of financing through Stratus Financial include:
Requirements for all loan types:
- US Citizen
- 2nd Class Medical
- Bank Statement with $2500
- $1000 Down payment paid to school upon enrollment
- Subject to Employment verification
- Co-borrower recommended
- 640+ min credit score
- Subject to Credit Check
- Must Complete program signed up for within 36 months
- No prepayment penalties
Please note: The Plus programs include checkride examiner fees, your own headset, and course materials. Allowance for housing can be added to the loan if needed.
Financing is now available in partnership with Stratus Financial


Stratus Financial was founded by FAA Certificated Flight and Ground Instructors passionate about helping others achieve their aviation dreams. We know it’s not just about achieving your dreams (because we looked up in the sky every time, we heard an airplane too!), but funding your family’s dreams as well. That’s why Stratus was created, because with Stratus, the sky is no longer the limit.
Your Aviation Dreams Start Here
You’re not just a number, and it shows with Stratus. We look beyond the typical FICO scores and look at you as a whole aviator. We want to set you up for success before you even apply with us!
We offer exceptional lending packages, including:
• The best rate you’ll get anywhere to go from zero to hero!
• Full financing for your entire flight training and more
• Affordable payment options, including deferment for 12 months while you complete your training AND find a job.
• Pay your loan off any time you want with no consequences or penalties whatsoever.
Stratus Has You Covered For Resources For Your Aviation Career
• Counseling with our team of flight instructors and ground instructors to support you through flight training, check rides and interviews with airlines.
• Resume reviewing, editing, and building
• AMA Phone Calls with Pilots in the 121 and 135 Industry – What It’s like, How They Got Their Job, etc.
We look forward to helping you achieving your aviation dreams and seeing you in the sky!
Course Offerings with Stratus Financial.
Courses listed below do not include fees/points.
All listed payment examples are with a $1000 down payment. All examples of monthly payments listed are only estimates. Variable rate will stay the same unless the Federal Reserve raises rates after 1/2022; Rate will only raise or lower in conjunction with Federal Reserve rate changes. Loan Payment estimates include any fees associated with the loan. All Rates are subject to change without notice.
Financing Calculator

Please use this Finance Calculator to view an estimate of the costs relating to your program. After submitting the form, you’ll receive via email a copy for your records. All rates are estimates and subject to change.
Note: This is not a loan application form.
For loan applications, please click here.
Need Other Options?
OC Flight Lessons also has financing available, and approvals are based on credit scores and income. Co-signers are currently permitted. Should you require fiiancing, please inquire via the form below or visit us at our main location where we can help you.
Need Other Options?
OC Flight Lessons also has financing available, and approvals are based on credit scores and income. Co-signers are currently permitted. Should you require fiiancing, please inquire via the form below or visit us at our main location where we can help you.
“If you’re interested in becoming a pilot, this is the school to attend. I began my training in May 2015 with incredible results! I completed my PPL at 51 hours! Which is… unheard of, in the L.A. basin area. Including my instrument rating, right at FAA minimums as well. I’m currently finishing my commercial with the same results! Aircraft rates are one of the lowest compared to nearby schools. Instructors are highly experienced with airline backgrounds. OC Flight Lessons, thank you for the support and great experience… You rock!”
“I currently take flight lessons from the owner, Omar; I have nothing but good to say about him and those that work for him. A lot of schools seem to just hire people by the dozens that just got there certificate for flight instructing(cfi/cfii) who just want to get hours and leave, and you hear about students being halfway through with their private pilot licensing and their instructor that they built a relationship with just leaves without notice. But Omar and Faris as well are great at what they do, and are there for you through your whole process, as well as always good with answering any questions you have. I highly recommend OC Flight Lessons!”
“OC Flight Lessons is a great school to get your ratings done. They have experienced knowledgeable instructors and well maintained airplanes. I met the owner Omar(former airline pilot) and he was very informative and cares a lot about the students at the school. He’s hands on and very involved with your training even if he is not your instructor. I visited other schools at John Wayne and felt that OC Flight Lessons was the best value overall. Omar spent 1 hour out of his busy day explaining how things worked and answered every question I had thoroughly and added insight about things I didn’t even think of. If you want to fly every day(like I did), they can accommodate you as long as you plan ahead. I’d recommend starting with a demo flight and going from there.”

“First time in the AIR in a Piper Sport. Instructor Bre Orr was fantastic as to clarity and understanding as to instructions. Intro flights are brief but provide an excellent expectation as to what comes next. On that note, I’m on board to continue my training to my Private Pilots License. I have no idea what this will lead to but I do know this will and can open doors. Whether I use it for Business to travel the coastal region on behalf of Ocean Marine Surveyors, Inc or just pleasure or maybe even further in the industry of flying but all I can say is and recommend is one step at a time and I do recommend OC Flight School to check it out!”

“Had an excellent experience with OC flight lessons. Omar was knowledgeable and a fantastic instructor. Looking forward to taking more flights.”

“I have been taking lessons here for the last two months and really enjoy everything. Omar is awesome, always helpful at getting lessons set up and motivating you to deal with some of the pitfalls of flying. Dylan and Darryl are awesome CFI’s and have really helped me improve as a student pilot and learn the fundamentals. Great flight school.”

“I came in here after researching different schools for private pilot and accidentally stumbled across this one. After visiting a few schools, I decided to go with this one and I’m very glad I did. The owner is very honest, helpful and knowledgeable. I would definitely recommend this if you are interested in private pilot or anything beyond that.”

“Just went up for my first discovery flight. It was amazing! Looking forward to getting started spending more time in the air with real lessons.”